Commercial Lines Insurance

Business Insurance Solutions

Each business and industry have specific types of dangers, which must be insured, and each must be covered according to their own characteristics, commercial needs, and/or commitments with public and/or private identities.

At SEAL Insurance Group we focus on assisting all types of businesses regardless of their size. As an independent agency, SEAL Insurance Group is dedicated to finding the best options in the marketplace to cover your specific needs by designing a personalized coverage plan tailored to each client and their business needs. Our pledge is to protect our client's assets in the best possible way at the best competitive premium.

Types Of Business We Insure

Industry Specialty

Logistic & Distribution - Import/Export - Freight Forwarders - Manufacturers - Chain Suppliers - Distributors - Transportation - Cargo - Commercial Auto – Trucking

Other Classes

Hotel - Motel - Restaurants - Bars - Food/Supermarkets - Convenience Stores - Child Day Care - Private/Chatter Schools - Office Buildings - Shopping Centers - Apartment Building Owners - Condo Unit Associations - Condo Unit Owners - Used Car Dealers - Auto Services/Garages - Independent Contractors (Artisan)

Carriers We Work With

Commercial Lines / Admitted Carriers & A-Rated Carriers:

Ascendant Insurance Co. / Admitted - Granada Insurance Co. / Admitted - Scottdale Insurance Co. - Wilshire Insurance Co. - James River Insurance Co. - Century Surety Co. - Mt. Hawley Insurance Co. - Houston Specialty Insurance Co. - Ategrity Specialty Insurance Co. - Lloyds of London - Burlington Insurance Co. - Chubb - Great American Insurance Group - Markel & more

Commercial Business Insurance

Workers' Compensation, General Civil Liability insurance, Property Insurance, and Commercial Automobile insurance, among many other coverages, are those we can design and tailor according to each type of business characteristic and needs.

Expert Property & Liability Insurance Claims Assistance

Although filing a business insurance claim is a simple process, our team is always here to help in the event of a claim. We’ll file everything for you and ensure a fast and fair settlement.

When disaster strikes, let us know as soon as possible so that we may notify your insurance company without delay. From there, we can collect documentation of the damage, and determine the costs that will be paid out by your insurer.

General Liability

It is the type of insurance that will insure your business against any type of risk in which your business and its operation may be involved. For more information, it is important that you contact our licensed agents, who can advise you effectively.
Professional Liability

Coverage is used by professionals who offer their services in a situation of high financial costs due to their legal defense. Protects people and/or businesses from possible lawsuits for some type of negligence or omission.
Directors and Officers (D&O) Liability Insurance

Directors and officers (D&O) liability insurance is insurance coverage intended to protect individuals from personal losses if they are sued as a result of serving as a director or an officer of a business or other type of organization. It can also cover the legal fees and other costs the organization may incur as a result of such a suit.
Workers’ Compensation

It is designed to provide coverage to employees who are injured as a result of an accident at work, this coverage also protects businesses from facing high sums in the claims of employees who have suffered an accident and who must pay high costs of medical and hospital payments. if an employee is injured or killed.
Property Insurance

First-party insurance that indemnifies the owner or user of property for its loss, or the loss of its income-producing ability, when the loss or damage is caused by a covered peril, such as fire or explosion. In this sense, property insurance encompasses inland marine, boiler and machinery (BM), and crime insurance, as well as what was once known as fire insurance, now simply called property insurance: insurance on buildings and their contents.
Business Income Insurance

Commercial property insurance covering loss of income suffered by a business when damage to its premises by a covered cause of loss causes a slowdown or suspension. Coverage usually has a monthly limitation amount per month, however actual loss sustained is available depending on the Insurance Carrier.
Cargo Insurance

Insurance that generally protect shipment from loss, damage, or theft while in transit.
Commercial Auto Liability Insurance

Sometimes called Business Auto Liability, helps protect a business from expenses associated with injuries or property damage suffered by others in an accident caused by the business owner or their employees in an insured commercial vehicle. Commercial Auto Liability insurance can cover any type of commercial vehicles, including cars, SUV s, vans and trucks.
Garage Liability Insurance

Garage liability insurance is specialty insurance targeted to the automotive industry. Automobile dealerships, parking lots or parking garage operators, tow-truck operators, service stations, and customization and repair shops will add garage liability insurance to their business liability coverage. The policy protects property damage and bodily injury resulting from operations.