Personal Lines Insurance

You have worked hard to earn what you have. At SEAL Insurance, we understand the necessity to protect it. We have custom policies that provide the necessary protection according to your level of wealth. The right type of Personal Insurance is an important aspect of personal growth, it allows protection from lawsuits, damage to property, it meets the requirement of debtors, and most of all it provides the ability to recover financially from a claim.

Types of Personal Policies We Insure

Homeowners
High-Value Homeowners
Dwellings
Renters Insurance
Homemade Businesses

Apartment Building Owners
Motorcycle
Boat/Yacht
Flood
And More

Our team is happy to introduce you to the benefits of liability coverage specific to your situation.

Carriers We Work With

Personal Lines

Lexington Insurance Co. - Evanston Insurance Co. - Lloyds of London - GeoVera Specialty Ins Co. - Tower Hill Insurance Co. - Aspen Specialty Insurance Co. - Beazley USA - Scottsdale Insurance Co. & more

Assistance Submitting an Insurance Claim

Our services don’t stop once we’ve found the perfect insurance plan for you. We’re also here to help you submit insurance claims when the time comes. We’ll speed up the claiming process and take the stress off your shoulders.

When you choose us for your renter insurance needs, you can be sure that we take care of everything from start to finish. Plus, you’ll always receive your settlements promptly.

Expert Property & Liability Insurance Claims Assistance

Although filing a home insurance claim is a simple process, our team is always here to help in the event of a claim. We’ll file everything for you and ensure a fast and fair settlement.

When disaster strikes, let us know as soon as possible so that we may notify your insurance company without delay. From there, we can collect documentation of the damage, and determine the costs that will be paid out by your insurer.

Our team makes it easier than ever to add excess liability/umbrella coverage to your underlying insurance plan. In the event of lawsuits or other circumstances, your assets and income will receive additional protection.

While this type of insurance is suited to anyone, those who benefit specifically include:

Personal Umbrella Insurance Policies

Umbrella insurance, also known as excess liability insurance is essentially a secondary or complementary policy that goes beyond the limits of your current coverage. Home and auto insurance plans, for instance, are often paired with umbrella insurance policies. With umbrella insurance, you have coverage for secondary and related expenses that may not be covered by your primary insurance.

Our team provides unbiased information and policy shopping to suit the needs of each client. Based on the terms and amount of your existing insurance plan, we’ll locate the best underlying coverage to suit you.

Compare and contrast your various options with our brokers and receive recommendations tailored to you. With personal umbrella insurance, you are more than ready for whatever the future holds.

Personal Lines Insurance Companies

We work alongside insurance companies of all sizes, helping you to find the best liability coverage to match your existing plan. It is often easier and most cost-effective to work with the insurance company providing your home coverage. However, your broker will browse through all major companies with you.

We will present you with specific quotes and also provide information related to the claim filing process. You can be confident that your broker will work with your best interests at heart.

Homeowners Insurance
Provides coverage to individuals for losses to their residences and personal property, such as those caused by fire, wind, water damage (except for flooding), theft and vandalism against third party liability claims.

Different kinds of Homeowner's Insurance include the following:
- Dwelling Coverage
- Other Structure Coverage
- Personal Belonging Coverage
- Loss of Use Coverage
- Additional Living Expenses
- Non-Owned Property Coverage
- Personal Liability Coverage
- And More!
Dwelling Protection

Dwelling protection covers damage and loss of property caused by theft, fire, smoke, storms, or other similar risks.
Renters Insurance
At Seal Insurance Group, we can provide you with full-range renter’s insurance coverage for your situation. We’ll introduce you to several trusted insurers that offer comprehensive and affordable protection against a broad range of risks that may come about when renting a property. Different kinds of renter insurance coverage include the following:
- Personal belongings coverage
- All perils coverage
- Non-owned property coverage
- Additional living expenses
- Personal liability coverage
- and more!
If you’re not sure what a specific policy consists of, our team is only ever a phone call away and is happy to clarify.
Personal Property Damage

Personal property damage covers household items in the event of a covered loss.
Extended Replacement Cost

Extended replacement cost is additional coverage to rebuild your home in the event of a covered loss.
Personal Liability Protection

Personal liability protection covers costs associated with bodily injury or property damage caused to others as a result of a covered loss.
Additional Personal Property

Additional personal property covers specific valuables, such as antiques, fine art, and jewelry.
Boat Insurance Coverage
Boating insurance is highly customizable as needed. If you are an avid mariner, our team will assist you in making sure your policy includes broad navigational territory, as this is limited with specific plans.
- All-risk coverage
- Personal liability coverage
- Uninsured watercraft coverage
- Accident benefits
- Medical coverage
- Emergency towing
- Loss of use
- And more!
Boating insurance is highly customizable as needed. If you are an avid mariner, our team will assist you in making sure your policy includes broad navigational territory, as this is limited with specific plans.

Give us a call to find out which coverage add-ons are a suitable fit for you.
Flood Insurance

Flood Insurance is a type of property insurance that covers a dwelling for losses sustain by water damage specifically due to flooding. Floods may be caused by heavy prolonged rain, melting snow, coastal storm surges, blocked storm drainage systems, or levee dam failure. In many places, a flood is considered a major event, and the damage or destruction it causes are uncovered if you do not get supplemental insurance.